Meet Spella. The AI co-pilot inside your books.

Your whole business in one intelligent ledger.

Spell Ledger Pro brings accounting, HR, inventory, and point-of-sale together. Spella, our built-in AI, works alongside your team to scan receipts, forecast cash flow, draft collections, catch anomalies, and answer questions in plain English.

Multi-tenantBank-grade encryptionGAAP-compliantPowered by Spella
18 modules

Everything your business runs on, in one platform.

From the general ledger and AR/AP through inventory, POS, payroll, healthcare billing, and built-in HIPAA + PIPEDA compliance — all sharing one database, one audit log, one set of users.

1

Financial Core

Chart of accounts, journal entries, ledger, banking + reconciliation, fixed assets, multi-currency, automated depreciation.

2

Sales & AR

Invoices, recurring schedules, quotes, credit notes, collections, customer 360, service agreements, Stripe payment links.

3

Procurement & AP

Vendors, bills, multi-step approvals, 3-way match, budget enforcement, email-in bill capture with OCR.

4

Inventory

Products, brands, certifications, multi-supplier sourcing, warehouses, stock transfers, per-batch expiry, demand forecasting. Product enrichment from public databases (built in) plus optional premium sources. Cross-source safety recall feed (FSA + FDA) auto-matched to your catalog.

5

Point of Sale

Multi-register POS, voice/scan input, integrated payments, shift reconciliation, returns with loyalty clawback.

6

Customer Loyalty

Points + tiers + per-SKU multipliers, rewards catalog, branded customer portal with phone OTP login. Promo engine: % / $ off, bonus points, coupon codes, multi-product and multi-category offers.

7

Loyalty Mobile App

Native iOS / Android app (Spell Loyalty) for each tenant — branded splash + primary color, member card with QR + Code 128 barcode, real-time points balance, transaction history, offer feed with hero product + coupon code + category browse. Phone OTP sign-up; over-the-air code updates.

8

Marketplaces

TikTok Shop US + UK bidirectional connector: OAuth authorize multiple shops, push catalog as draft listings, sync stock, pull orders into POS every 15 min via cron + signed webhooks, push fulfillment status back. Shopify + Amazon follow the same pattern.

9

HR & Payroll

Employees, departments, attendance, leave with approvals, multi-step payroll, recruitment pipeline, performance reviews.

10

Employee Expenses

Receipt OCR, per-category policy limits, multi-step approval, GL posting, mobile-friendly capture.

11

Reporting & Analytics

Balance sheet, P&L, cash flow, trial balance, AR/AP aging, multi-company consolidation, exec summaries, audit pack.

12

Spella AI Co-Pilot

46 AI features across accounting, forecasting, vision, operations, loyalty, marketplaces, and recalls — gated per-tenant from a single AI Hub.

13

OHIP Healthcare Billing

Canadian Ontario Health: providers, patients, encounters, claim batches, remittance parsing — end to end.

14

Platform & Administration

Multi-tenant SaaS with role-based access, super-admin oversight, per-org licensing, usage tracking, 18 settings tabs.

15

PIPEDA Compliance (Canada)

Per-tenant PIPEDA mode with consent capture during signup, erasure-request handling, designated privacy officer, configurable retention (default 7 years).

16

HIPAA Compliance (US Healthcare)

Per-tenant HIPAA mode with patient authorization tracking, designated privacy + security officers, Business Associate Agreement flag, default 6-year retention.

17

Security & Audit

Role-based access (super-admin / tenant-admin / ops / customer), encrypted PII, immutable audit log with IP capture, breach reporting, exportable for compliance audits.

18

Integrations

Bank-link aggregation for transactions, integrated card-present + online payments + sales tax, phone OTP for loyalty sign-up, email-in for bills, programmable webhooks.

Latest in Spell Ledger Pro

Latest updates.

Recent additions our team and clients asked for. Every release is live on the platform today.

v0.25.8

Redesigned dashboards across every module

A consistent visual language now runs through every dashboard — main, POS, Sales, Inventory, Purchases, Accounting, HR, plus 17 sub-pages. Vivid 2-stop gradient hero cards for the headline KPIs, soft pastel chips below, white chart cards on a 12-column grid. Same look and semantics as Spell CRM Pro.

v0.25.8

Spella now answers Loyalty, TikTok & Recall questions

9 new Spella tools: program summary, member search, active offers, TikTok connections, marketplace orders, mark-shipped action, active recalls matched to your catalog, connector health, enrichment status. Plus 12 new help-centre articles and two new categories (Loyalty, Marketplaces).

v0.25.6

TikTok Shop connector

Full bidirectional integration with TikTok Shop US + UK. OAuth-authorize one or more shops, push your catalog as draft listings, sync stock, pull orders into POS via 15-minute cron + signed webhooks, and write fulfillment status (tracking, carrier) back to TikTok. Tokens encrypted at rest, partner-center credentials editable in-app.

v0.25.4

Loyalty offers, coupon codes & native mobile app

A promo engine on top of the points program — % / $ off, bonus points, hero product + multi-product + multi-category targeting, coupon codes scanned at the till, tier-restricted offers. A native iOS / Android app (Spell Loyalty) gives customers their card, points, and a feed of offers. Phone OTP sign-up; over-the-air code updates.

v0.25.3

Safety recalls cross-source feed

Daily pull from FSA UK + FDA US (food / drug / device) auto-matched against your catalog by barcode, brand, and name. Dashboard banner shows the 7-day cross-source count; per-SKU warning panel on product detail. Spella can answer 'any recalls match our catalog?' on demand.

v0.25.3

Paid product enrichment adapters

Built-in free product databases always on. Per-tenant credential UI for optional paid sources with health-check badges. Lookup merges sources confidence-weighted; brand and category auto-resolve and land in the dropdowns immediately.

v0.20

Moneris + Merchant 1 (Canadian processors)

Plug-in payment-processor registry. Two new Canadian acquirers join Stripe + Square — Moneris (direct API) and Merchant 1 (NMI-compatible, also covers Authorize.Net resellers). Adding the next processor is a single-file drop-in.

v0.19

Service Agreements + Goods Received Notes

Vendor-side SOWs and retainers with total + periodic caps. Bills auto-approve when matched within tolerance. GRN gives proper receiving — line-level qty + condition (Good / Damaged / Rejected).

v0.19

Snap a receipt. Or a whole CC statement.

HR expenses gain inline receipt OCR — photograph or upload, Spella extracts merchant + amount + GL category. Multi-page credit-card statements? Snap each page, bulk-import every charge as a draft expense.

v0.17–0.18

Enterprise-grade AP approval workflow

Multi-step approval chains for vendor bills with USER / ROLE / submitter's-manager approvers, threshold-based tiering, out-of-office delegation, daily reminder + escalation crons, 3-way match auto-approve, account × department × period budget checks, and SOX-ready audit-pack CSV export.

v0.16

Inventory-aware invoices and credit notes

Send an invoice with a product line → stock decrements automatically. Issue a credit note with restock on → stock comes back. Void or recall reverses both sides. The AR ledger and the warehouse finally tell the same story.

v0.15

Credit Notes (AR)

Full credit-note lifecycle: issue, apply to invoices, refund as cash, void with proper JE reversal. Searchable customer-first picker keeps invoice selection sane at hundreds of rows.

Meet your AI co-pilot
Spella

Your AI co-pilot, built into every screen.

Spella isn't a chatbot bolted on. She's an integrated AI agent that sees your books, takes actions, and answers questions, wherever you are in the app.

46 AI features included

Core

2 features

Conversational assistant + semantic search across your books.

  • Spella Chat
  • Semantic Search

Vision & OCR

6 features

Scan and recognise documents, photos, and products.

  • Receipt OCR
  • Bank Statement Parsing
  • Product Photo Attributes
  • Product Photo Cleanup
  • Camera Product Match
  • Receipt Photo Returns Lookup

Bookkeeping & Bills

12 features

Auto-categorise, match, detect duplicates, route approvals, close periods.

  • Auto-Categorization
  • Anomaly Detection
  • Smart Invoice Lines
  • Email Bill Ingestion
  • 3-Way Match Assistant
  • Duplicate Bill Detection
  • Bill Approval Routing
  • Period Close Copilot
  • Auto Bank Reconciliation
  • Anomaly Watcher
  • Audit Pack Variance Commentary
  • Expense Reimbursement Classifier

Forecasting & Cash Flow

8 features

Project cash, score customers, draft collections, summarise the month.

  • Cash Flow Forecast
  • Cash Flow Scenarios
  • Month-End Exec Summary
  • AR Risk Score
  • Customer LTV & Churn
  • Collections Drafts
  • Dunning Sequences
  • Demand Forecast & Suggested POs

Operations & Inventory

7 features

Reorder smarter, price by segment, catch payroll anomalies, help at the POS, narrate SKU + portfolio performance.

  • Inventory Reorder Intelligence
  • Competing Brand Suggestions
  • Segment Pricing Recommendations
  • POS Copilot
  • Payroll Anomaly Checks
  • Product Performance — SKU Commentary
  • Product Performance — Portfolio Commentary

Documents, Tax & HR

4 features

Ask documents, estimate taxes, explain payslips, onboard new tenants.

  • Document Q&A
  • Tax Assist
  • Payslip Explainer (English / Arabic)
  • Onboarding Assistant

Loyalty, Marketplaces & Recalls

7 features

Answer questions about the loyalty program, marketplace orders, and active safety recalls — and act on them.

  • Loyalty Program Q&A
  • Loyalty Offers Q&A
  • TikTok Shop Q&A
  • TikTok Mark-Shipped Action
  • Safety Recall Q&A
  • Connector Health Q&A
  • Product Enrichment Health
All 46 Spella features at a glance
Spella Chat
Semantic Search
Receipt OCR
Bank Statement Parsing
Product Photo Attributes
Product Photo Cleanup
Camera Product Match
Receipt Photo Returns Lookup
Auto-Categorization
Anomaly Detection
Smart Invoice Lines
Email Bill Ingestion
3-Way Match Assistant
Duplicate Bill Detection
Bill Approval Routing
Period Close Copilot
Auto Bank Reconciliation
Anomaly Watcher
Audit Pack Variance Commentary
Expense Reimbursement Classifier
Cash Flow Forecast
Cash Flow Scenarios
Month-End Exec Summary
AR Risk Score
Customer LTV & Churn
Collections Drafts
Dunning Sequences
Demand Forecast & Suggested POs
Inventory Reorder Intelligence
Competing Brand Suggestions
Segment Pricing Recommendations
POS Copilot
Payroll Anomaly Checks
Product Performance — SKU Commentary
Product Performance — Portfolio Commentary
Document Q&A
Tax Assist
Payslip Explainer (English / Arabic)
Onboarding Assistant
Loyalty Program Q&A
Loyalty Offers Q&A
TikTok Shop Q&A
TikTok Mark-Shipped Action
Safety Recall Q&A
Connector Health Q&A
Product Enrichment Health

One ledger. Every part of the business.

We built Spell Ledger Pro because every accounting and ERP tool we tried felt either bloated and slow, or too lightweight to actually run a business on. Ledger Pro is quick to learn, pleasant to live in, and honest about what it does. With Spella woven through every screen, your team spends more time on the business and less on data entry.

  • A clean interface that respects your attention. No dark patterns, no constant upsell banners.
  • Accounting, HR, inventory, and POS, out of the box. No forty-app integration marathon.
  • Owned by you. Your books and your data are always exportable.
  • Spella is a teammate, not a gimmick, actionable outputs you can trust on the ledger.
Built by operators, for operators

Compliance built in from day one.

GDPR

Lawful basis, DPO contact, erasure requests

PIPEDA

Per-tenant toggle, consent + erasure

HIPAA

Toggle, BAA flag, encrypted PII

SOC 2 ready

Audit log, role-based access, IP logging

Pricing

Pricing that scales with your business.

Pick the tier that fits your stage. Every plan includes Spella, multi-currency, multi-warehouse, and the full module set — we don't charge extra to use the features you bought.

Starter
Contact sales

For owner-operated shops and growing teams.

  • Up to 5 users
  • Single company
  • Core accounting + invoicing + POS
  • Spella AI: 8 core features
Talk to sales
Recommended
Pro
Contact sales

For mid-market businesses ready to consolidate.

  • Up to 25 users
  • Multi-company consolidation
  • Full module set + multi-warehouse inventory
  • Spella AI: all 46 features
Talk to sales
Enterprise
Custom

For franchises, healthcare networks, and multi-region operators.

  • Unlimited users + companies
  • OHIP healthcare module
  • Dedicated solutions architect
  • SLA + white-glove migration
Talk to sales

Annual plans available. All prices in USD.

Contact sales

Let's talk about your business.

Spell Ledger Pro is tailored to each business we onboard. Tell us about your team, your books, and what you'd like Spella to handle, we'll set you up.

  • Personalized onboarding & data import
  • Custom Spella tuning for your workflows
  • Dedicated support during rollout
Headquarters
1000 Main Street, Suite 2300
Houston, TX 77002, USA

By submitting, you agree to our privacy policy.

Ready to run smarter?

Talk to our team to get Spell Ledger Pro and Spella set up for your business.